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Competitive Rate UK Secured Loans

As our website name says, we search through a broad range of UK Loans and Mortgages to match your credit circumstances. If you require a secured personal loan then ukloansandmortgages.com is the site for you.

Why spend hours trawling the Net when we can get you the best deal around? As a homeowner, we are usually able to arrange some highly competitive interest rates  and because we do business exclusively over the Net with no expensive overheads, we can often get similar products at better rates. Borrow between £5,000 and £250,000 - and choose between 3 and 25 years to pay.

Why not send off our Secured Loan Application Form? You're under no obligation to go head and we'll email a quote and decision to you in seconds!

Unlike some lenders, we don't ask what your secured loan is for. You can use it for anything from debt consolidation, home improvements, car loan, caravan loan, house deposit, business purposes, Christmas cash, funeral, holiday, boat loan, motorbike loan, cosmetic surgery, a wedding - the list is endless.

Cut your monthly payments
With a secured loan from ukloansandmortgages.com, you can pay off all your credit card bills, store cards, car and bank loans and streamline them into one easy, lower monthly repayment. Add together our competitive rates and conveniently longer repayment periods, and your present outgoings could be cut by up to a half.
THINK VERY CAREFULLY BEFORE SECURING OTHER DEBTS ON YOUR HOME

Poor credit rating?
From CCJs, defaults, mortgage arrears, bankruptcy, debts, IVAs to outstanding credit card bills - we aim to offer you the most competitive rate we can find. So if you're being refused finance or quoted silly interest rates, try us for size!

Payment Protection for total peace of mind
A sudden illness, accident or job loss can happen at any time. So protect against it by adding optional payment protection to your secured loan for the peace of mind and security of knowing that - should the unexpected happen - your repayments are protected. Some of the key benefits are:

  • Low cost cover for extra peace of mind
  • Cover against accident, sickness and redundancy*
  • No medical examinations required (providing you are aged between 18 and 60

*except self-employed

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Don't just consolidate - look at all the available options